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Let's analyze the modulebank and its work. Is it worth opening a current account with Modulbank? How quickly Modulbank opens a current account

You can open an account in Modul-Bank for individual entrepreneurs and other forms of enterprise via the Internet. You will need to upload the necessary documents, provide data and select a tariff - the bank will do the rest.

By opening an account with Modul-Bank, you will get rid of headaches with payments and settlements. After all, this bank was specially created for organizations. He works only with business, therefore, he knows everything about it and is maximally tailored to its needs. At the professional forum “FinWin”, this bank took the place of leader in the category “Best service for medium and small businesses”. The Moneymaker Factory will check to see if this is actually true.

Who is this service for?

Individual entrepreneurs and small enterprises operating in any field can open a current account with Modul-Bank. It is optimal for small companies included in the category of small and medium-sized businesses. Large businesses will prefer banks with a wider range of services. But Modul-Bank pays close attention to each client.

How to open an account?

The opening procedure, as stated on the website, takes only 5 minutes. 2 simple steps and you can get started.

The first step is registration. The client enters his data into the system, scans and uploads documents. The bank reserves a current account number for him, which must be indicated in the agreement. You can work with a bank only after your company is in the Federal Tax Service database.

The second step is signing the agreement and completing the account opening. To do this, the client can drive to the bank’s office or invite an employee to come to him. All subsequent transactions are performed via the Internet. Modul-Bank has 17 offices in different cities. To visit them you must register in advance. Calling an employee to prepare documents is carried out in 44 cities.

Documents for opening an account

You can open an account in Modul-Bank for an individual entrepreneur only with a passport. But subsequently, the necessary documents will still have to be provided.

	For legal entities
1. Passport.	1. Constituent documents (charter, agreement).
2. Licenses, permits, patents for conducting activities.	2. Protocol or decision on the creation of a legal entity.
3. Extract from the Unified State Register of Individual Entrepreneurs.
4. Information or documents about financial position	4. Order/decision on the appointment of management persons.
	5. Documents confirming the right of location of the enterprise at the actual address (ownership of real estate, lease agreement, etc.).
6. Other documents if necessary.	6. Document on the election of the sole executive body of the legal entity.
	7. A document confirming the right to use the account.
	8. For JSC - the decision to issue securities.
	9. Passports of the manager and authorized persons.
	10. Licenses, permits, patents for conducting the relevant type of activity.
	11. Information about financial position.

	13. Other documents if necessary.

Tariff programs for business

There are 3 tariff plans in Modul-Bank. Clients can choose based on their scale of operation, number of transactions and capabilities. A startup or individual entrepreneur with a small turnover and rare transactions will like the “Starter” tariff with free service, but it provides for maximum tariffs for related transactions. The “Optimal” tariff corresponds to its name. The small subscription fee is offset by the low cost of 1 payment and the accrual of income on the balance. With the “Unlimited” tariff you do not need to pay anything except the subscription fee. A good advantage would be the accrual of income on the balance of funds.

	"Starting"	"Optimal"	"Unlimited"
Opening an account	For free
Monthly subscription fee (RUB)
Accrual of income on the balance of funds (in annual %%)		Up to 30,000 - 0% Over 30,000 - 3%	Up to 30,000 - 0% Over 30,000 - 5%
Free connection to Internet banking and mobile banking	1 person	3 persons	5 people
Maximum number of users with signing rights
SMS notification	For free
Cost of 1 fund transfer operation / Minimum commission for transfer (RUB)
Transfer of salaries to individuals' accounts (in rubles for 1 transaction)	No service
Paper payment processing	100 rubles added to the tariff
Deposit cash		For free
Cash withdrawal from ATMs in the Russian Federation (per month)	Up to 100,000 rub. 100,001 - 300,000 rub. from 300,001 rub.	50,001 - 300,000 rub. 300,001 - 500,000 rub. from 500,001 rub. - 10%	Up to 100,000 rub. 100,001 - 500,000 rub. RUB 500,001 - 1 million from 1,000,001 rub.
Transactions between bank clients	For free
Card service	First year - 0 rub. Subsequent years - 300 rub.		For free
Number of cards
Issue of additional cards
Issuing a certificate: sent to the client by courier electronic on a closed account	30 rubles per sheet, but not less than 800 rubles per operation 2500 rubles
Free accountant service for individual entrepreneurs on the simplified tax system 6%	Is not provided	For free

Additional options

External payments in Modul-Bank take place from 5-00 to 20-30 on the day of payment. Internal - at any time.
The bank itself informs the tax authorities about the opening of an account.
Money in individual entrepreneurs' accounts is insured according to the rules of the CER (formerly DIA).
In Internet banking, the client sees the balance in real time.
For an individual entrepreneur, the card can be used as a personal one for any operations.
Loyal currency control with a fixed fee for 1 transaction.
You can set different access levels for employees.
Convenient, well-thought-out Personal Account and mobile service.
Availability of related accounting and legal services.

And also many other convenient moments for business.

Bottom line

Module-bank works only with small and medium-sized businesses, which means it is not “sprayed” into other areas. A flexible pricing policy allows you to find a middle ground in service. He makes interesting offers to clients that others do not have. Once you open an account with Modul-Bank, you will certainly appreciate all its advantages.

The Bank module works only with small businesses, so for an individual entrepreneur, working with this organization will be the optimal solution. The bank has the simplest system of operation; interaction does not require specific skills or additional software, which will be very convenient for beginner entrepreneurs.

How to open an account for an individual entrepreneur?

In order to open a current account for an individual entrepreneur, the client will need:

Leave a request for the service. This can be done on the main page of the Bank Module. In this case, you only need to indicate the entrepreneur’s phone number. You can also leave a request from your personal account after registering there.
Contact a bank employee. After the application is submitted, the Module Bank manager will independently contact the client within 10 minutes. During the conversation, all the most important points will be discussed, which will later be reflected in the contract.
Meet with the manager. The meeting is scheduled by the bank manager. It does not have to take place at a bank branch; the client can choose another place. A Bank Module employee comes to a meeting with a ready-made agreement that needs to be signed.

The signed agreement is the key to obtaining a current account. Almost immediately after this, the individual entrepreneur will be able to carry out transactions on the created account. All necessary information about it will be automatically sent to the tax office.

To open an account, an individual entrepreneur will only need a passport from documents. The bank independently searches for the necessary details.

Key Features

A current account is required to carry out monetary transactions. The client can independently replenish the account, receive money from clients for services performed, and transfer money to other legal entities. All operations are performed as quickly as possible, since the technical support of the individual entrepreneur works without breaks or weekends. You can clarify information on any issue not only through email, but also through messages on social networks or instant messengers.

It is worth noting that a number of money transfer actions will be subject to a commission, the amount of which depends on the selected tariff. The current account has the properties of a deposit, so interest will be charged on the balance, the amount of which also depends on the selected tariff.

Advantages

The main advantage of Module Bank is uninterrupted operation. Customer support is provided 24 hours a day. This is convenient, since bank clients can be scattered throughout Russia, and time zones significantly shift the work schedule in many small businesses. The only restriction is on interbank money transfers. Such a transaction is processed by Modul Bank specialists from 4:00 to 20:45 Moscow time.

The bank has quite favorable tariff conditions. The subscription fee is small, and it can be avoided if certain conditions are met. If necessary, you can connect a salary project without additional service fees.

The bottom line: at the most inopportune moment, access to your Personal Account was blocked and they came up with a complex case to unblock it.

The wife opened an individual entrepreneur and an account in Modulbank, then transferred the affairs to her husband (me) and changed her phone number everywhere in the bank to her husband’s phone. So a year passed, everything was fine, then the wife became pregnant and completely retired. The husband switched to another operator, but kept the same phone number on August 18. On August 29, he left for another city and discovered that access to the office was blocked everywhere and for everyone. I asked my wife to call from her number, which was previously linked to the account, so that it would be unblocked, she was told that she needed to call from her current number (Fly to another city to make a call). Either go to the office, or change the number to the previous one, remove the restriction, then change the phone number back to your husband, there are links there, calls back, sort it out in the office. And maybe this is a normal option, if the wife were not pregnant, you know, it’s not good for them to worry, be nervous, and there’s no time for that. And who will compensate for lost time? It's worth it too. What about the fact that people are not receiving payments on time as promised? What if in the future there will be a salary project and more obligations and everything will come to a standstill? If employees do not receive their salaries and complain to the inspectorate, who will be to blame? And the lessor or supplier will charge a penalty or terminate the contract, whose losses?

Well, okay, security, but why 12 days after changing the operator? Why a year after changing the number? Why shouldn’t the husband, whose passport says about his wife, be given the opportunity to decide everything? Why can’t the owner of the previous number, who confirms all the answers to all questions, who says that everything is ok, the husband’s number, a trusted one, enable access again? Why is there no access control mechanism when the owner is unable to? Where is it: we are a bank for start-ups, we think about business, we are not as bureaucratic as big fat banks, where, in order to get their own money, people beg and prove that they are not camels?

Modulbank 08/30/2019 18:46

Andrey, hello!

Access to your personal account has been restored. We are happy to accommodate you in non-standard situations, so we have agreed on a field manager for identification.

Access to your personal account was blocked due to a change in telecom operator. Technically, it looks like this: the system assigns a unique code to each SIM card, which changes immediately when you change operator or go roaming. The block was not displayed in your personal account because you did not perform operations that require confirmation using a phone number (for example, signing payment orders). Since the account owner is your spouse, her presence is necessary to restore access. From a security point of view, the spouse is a third party.

We hope that we will maintain our productive cooperation. We will be grateful if you change your review rating. We wish your family health and success in business!

Modulbank is the only bank in the Russian Federation that cooperates only with small businesses.

This bank was the first on the market to launch a number of tools useful for entrepreneurs: the ability to open a current account via the Internet and even by phone, free bookkeeping, and so on.

In addition, the bank has the opportunity to transfer salaries to employees to any bank cards.

More about Modulbank

Advantages

Interaction with the bank without a personal visit to the office

All cooperation is carried out via the Internet. You don’t have to go to the bank; technical support is available around the clock to connect services and open accounts, as well as correct errors in payments.

Making transfers

At Modulbank, transfers are made from early morning until 20.30 Moscow time. All payments are processed on the same day.

Simplified personal account

To work with the account, you do not have to install any additional software. You just need to go to the site, enter your phone number and password, and then get to work.

Opportunity to communicate with specialists in different fields

All questions can be answered where they were asked: on social networks, on Skype, by phone. You can ask a question anywhere convenient and get an answer.

Bonuses for clients who contact the bank for the first time

New clients receive some nice bonuses:

Free transactions in some tariff plans;
Possibility of free use of various accounting programs;
Free consultations with bank specialists;
Free service for registering an LLC or individual entrepreneur.

Full customer support

Regardless of the tariff plan, banking institution specialists provide assistance to their clients:

In filling out payment orders;
Find an ATM to withdraw cash;
Provide advice on conducting foreign exchange transactions;
Provide support when switching to another tariff plan.

Open an account

Tariffs for cash settlement services in Modulbank for legal entities and individual entrepreneurs

The screenshot below shows discounts on tariff payments: for half a year, for a year and forever. Yes, Modulbank has introduced the ability to pay for the tariff for life in 1 payment! Using the “Optimal” tariff as an example: for a year - 4680 rubles, and for life - 9900 rubles. Those. The tariff pays for itself in 2 years, and then you use it for free.

Detailed tariffs

Starting

It differs from others in that there is no need to pay a subscription fee, but at the same time the profitability on the balance is 0%.

Optimal

Tariff with an annual return on the balance of 3%.

Unlimited

A tariff plan that involves paying a certain amount of a subscription fee and the ability to withdraw cash without commission.

When paying paid plans for half a year, there is a good 15% discount!

How to open a current account in Modulbank

Opening a current account in Modulbank is easy and quick. Moreover, you won’t have to write applications and collect a bunch of documentation. We invite you to read the step-by-step opening instructions.

Click on the button and follow the instructions:

Open an account

Application for opening

We leave it online and register in the system. It literally takes 5 minutes. We fill out the contact information in the form that is presented on the official website.

Attached documents

We scan and upload the necessary documentation. A current account number is immediately reserved for you.

We complete the opening procedure

To do this, a bank employee may come to you. The time is negotiated individually.

Documentation for individual entrepreneurs

Your passport;
OGRNIP.

Documentation for LLC

Charter and other constituent documents;
OGRN;
An order confirming the appointment of a manager;
Manager's passport;
Passports of persons authorized to sign documents;
License if required.

What is good about Modulbank for individual entrepreneurs?

First of all, you don’t have to stand in queues to resolve any issues you may have; just go to your personal account on the website.

In addition, for individual entrepreneurs who work on the simplified tax system, there is a “free accountant” service. Its use allows you to carry out tax calculations, prepare and fill out declarations, and also receive answers to relevant questions.

Modulbank has developed a simple interface so that you can manage your funds. You can view and analyze the dynamics of the movement of funds, receive statements without visiting a banking institution, and so on.

Another important point: all deposits opened by an individual entrepreneur in Modulbank are insured by the state.

Modulbank opportunities for LLC

The bank offers the following services to entrepreneurs who manage LLCs:

Accounting and legal support;
Transfer of employee salaries to cards of any banks;
Personal assistant services.

On average, it takes bank specialists from 5 to 7 minutes to resolve one of your questions, so you definitely won’t have to repeat what the problem is a hundred times. In addition, communication without excessive officialdom allows you to resolve the situation much more effectively than complex and incomprehensible banking terminology.

Lawyers' services

The list includes a range of services, namely:

Drawing up and analysis of existing contracts;
Registration of employees;
Consultations;
Assistance in preparing various types of documentation.

Assistant services

They may be useful to you if:

I need to make a payment, but I don’t have time. Send your details to the chat, the assistant will fill it out;
If you want to withdraw cash, but can’t find an ATM: contact us, our assistant will help!

All these services are designed to save your time, which is better spent on business.

Open an account

Settlement and cash services in Modulbank

Settlement and cash services includes a wide range of services. To be more precise, it includes:

Salary projects;
Acquiring;
Opening and maintaining a current account;
Bank guarantee;
Currency control.

And now a little more about each service.

Salary project

To use this service, just leave a request to connect it and send it to specialists. There is no need to provide documentation on the employment of workers, nor is it necessary to conclude a contract.

To transfer your salary you will have to spend literally a few minutes. A list of employees and a payment slip are created. Once you sign it, pay will be sent to all employees.

Acquiring

In order to use this service, you need to leave a request and answer a number of questions. Within five days you will be able to sign and pick up your copy of the agreement, as well as the terminal for accepting cards.

The advantages here are obvious: you will not need to pay a subscription fee for the terminal, and if your business turnover is insufficient, you will not have to return the equipment to the bank.

Internet acquiring

If you are the owner of an online store, this service is for you. Connection takes about three days, and you will only need to pay commissions on purchases.

With the Internet acquiring service from Modulbank, funds are credited to your store’s current account within 24 hours, rarely within three days.

Payment via social networks

If you have opened a page for your store on social networks, acquiring can be connected to this page. This means that your customers will be able to make payments where it is convenient for them.

Opening and maintaining a current account

We have already discussed this issue today. But it’s worth repeating that the whole process happens quickly and you won’t have to waste your nerves and time.

Cash register on a tablet

This is a development of Modulbank and is an application. You install it on your tablet, create a list of products, and work.

Your store's most popular products will be placed on the main screen, so the cashier won't have to search for them for long.

Bank guarantee

Modulbank has reduced the price of bank guarantees. Previously, the guarantee price started from 5,000 rubles, but now it starts from 999 rubles, and you can additionally get a 15% discount if you have a paid tariff. This change is already in effect.

Currency control

This procedure is followed by everyone who receives funds in foreign currency or transfers them to foreign companies or citizens.

Also, in order to carry out transactions in foreign currency in Modulbank, you can open a special foreign currency account. This will take about an hour of your time. You can write in the chat what currency you need to open an account in and within an hour you will be able to accept money.

Foreign exchange transactions can be carried out in dollars, euros and yuan.

Currency control must be carried out in accordance with the requirements of the Central Bank of the Russian Federation. This is a precautionary measure to ensure that the flow of illegal funds and prohibited goods does not enter the territory of the Russian Federation. If you refuse to go through the control procedure, the banking organization will simply refuse to issue you money.

As for tariffs, in Modulbank they are fixed and do not depend on the transfer amount.

In the next part of our article we should talk about technology. It is technology that now makes it possible to effectively manage accounts and finances, obtain information about banking transactions, and so on.

Open an account

Additional features

Mobile app

Using the mobile application, you can fully manage your funds. You monitor the status of your account, transactions on it, make deposits, and so on.

You can send payments even in situations where your laptop or desktop computer is not nearby. Enjoy your vacation and take control of your finances!

Personal Area

All your accounts are in one personal account, even if you have several LLCs or individual entrepreneurs. You can obtain online access for an assistant, accountant or your deputy.

In your personal account, you have the opportunity to view and analyze statistics on your financial transactions. In addition, the data of all companies to which you sent money at least once is saved and when you send it again, all details will be filled in automatically.

Internet accounting

You can connect online accounting to your account. This allows you to exchange statements, calculate payments and taxes without your direct participation at all.

Chat with experts

Consult with specialists, ask questions about the services you are interested in at any time convenient for you.

Inviting friends from a smartphone application

You may well send your friend an offer to open a current account in Modulbank. To do this, go to the application and send the link. As soon as a friend concludes an agreement, both you and he will receive a month of free service in a banking organization.

Purchasing an insurance policy

Through your personal account you have the opportunity to purchase insurance. This could be MTPL, CASCO, insurance for tourists, and so on.

The bank's website contains offers from several insurance companies; you just need to choose the one that suits you completely. You don't have to visit a bunch of sites to compare conditions and rates.

Commission refund

If suddenly you sent a transfer by mistake, you will receive it back along with the commission.

Opening an account without visiting the bank through a visiting specialist
Online account booking after submitting an application
Free servicing of any account with prepayment “forever”
Up to 7% per annum on account balance
The salary project works with cards of any banks
Online cash registers that comply with 54-FZ
Internet banking supports current accounts in other banks
Automated solutions for currency control
Top up your account at Unistream cash desks, MegaFon stores, ATMs of Sberbank and the former B&N Bank

When opening an account, Modulbank offers all new clients:

10,000 rubles for the first advertising campaign in Yandex.Direct
Up to 50,000 rubles for advertising in myTarget
90 days of service on the Premium tariff in the Kontur.Elba metering system
1,500 rubles to a corporate Yandex.Taxi account
Month of posting of the “Standard Plyut” vacancy on hh.ru
One month of free access as 1C:BukhService
3 months free use of Tilda website builder
And other bonuses

Advantages of the bank for individual entrepreneurs

An account for an individual entrepreneur can be opened using a passport
Free account maintenance for the first three months
Free accounting for individual entrepreneurs on the simplified tax system 6% without employees and cash desk
Ready-made solutions for those who work with international companies
Amounts on accounts up to 1,400,000 rubles are insured by DIA

Advantages of the bank for LLC

Tariff available with free payment orders
Business credit and debit cards with cashback
Express guarantees for participation in auctions under 44-FZ and 223-FZ
Various business loan programs
A system for checking your business and counterparties for reliability

Modulbank tariffs

The Start tariff is valid only for the first three months after connection, after which it is replaced by Optimal or Unlimited.

Rate	Starting	Optimal	Unlimited
Opening an account	For free
Account management	For free	690 rubles per month When paying annually - 44% discount	4,900 rubles per month When paying for six months - 15% discount When paying annually - 20% discount
Prepayment “forever”		9,900 rubles	99,000 rubles
Money orders			For free
Transfers to individuals (IP)	Up to 300,000 rubles per month - 0.75% Up to 600,000 rubles per month - 1% From 600,000 rubles - 3% Minimum - 90 rubles	Up to 500,000 rubles per month - 19 rubles Up to 1,000,000 rubles per month - 1% From 1,000,000 rubles - 3% Minimum - 19 rubles	Up to 1,000,000 rubles per month - free Up to 2,000,000 rubles per month - 1% From 2,000,000 rubles - 3%
Transfers to individuals (LEs)	Up to 100,000 rubles per month - 0.75% Up to 300,000 rubles per month - 3% From 300,000 rubles - 5% Minimum - 90 rubles	Up to 200,000 rubles per month - 19 rubles Up to 500,000 rubles per month - 3% From 500,000 rubles - 5% Minimum - 19 rubles	Up to 300,000 rubles per month - free Up to 1,000,000 rubles per month - 3% From 1,000,000 rubles - 5%
Interest on account balance		3% per annum on balance over 30,000 rubles	5% per annum on balances from 100,000 rubles and up to 10,000,000 rubles 7% on balance from 1,500,000 rubles
Transfer of salaries and dividends			For free
Cash		For free
Cash withdrawal	Up to 100,000 rubles - 2.5% Up to 300,000 rubles - 5% From 300,000 rubles - 6%	Up to 50,000 rubles - free Up to 300,000 rubles - 2.5% Up to 500,000 rubles - 5% From 500,000 rubles - 6%	Up to 100,000 rubles - free Up to 500,000 rubles - 2.5% Up to 1,000,000 rubles - 5% From 1,000,000 rubles - 6%
Issue of a corporate card	For free
Corporate card service			For free
Issuance of certificates	300 rubles for each
Internet bank	For free
SMS notifications		90 rubles per month	For free

How to open an account

Go to the Modulbank website. Click the "Open an account for free" button.

Enter your name and phone number. Click the "Open Account" button.

In a few minutes, the bank manager will contact you, who will coordinate the time and place of the meeting with the specialist. You will also receive login information for your personal account - in it you will need to upload scanned copies of the required documents. In your personal account you will also find account details.

Upload copies of your passport and SNILS into the form on the website.

On the appointed day, meet with a specialist - you can contact the bank office or order a home visit. Give him the original documents for verification and sign the agreement for settlement and cash services. After this you will be able to use your account.

Required documents

If you are an individual entrepreneur, then to open an account you only need a passport. If you registered less than a month ago, the bank may require an INN and OGRNIP. If you have been running a business for more than a year, you will need financial statements.

To open an account, a legal entity will need:

Manager's passport
Certificate of registration or extract from the Unified State Register of Legal Entities
TIN certificate
Charter in the latest edition
Decision or protocol on establishment
Order on the appointment of a manager
Documents about the location of the company
Financial statements

If necessary, the bank may request other documents and information.

You will learn how to log into your personal account on the official website of Modulbank online. Detailed instructions for convenient and quick access to modulbank.ru with screenshots and video instructions. A visual guide to recovering a forgotten password for your bank account. We provide only the most current information.

About the bank

Modulbank is a medium-sized bank in terms of assets, specializing in servicing small businesses. Founded in 1992 in Biysk (Altai Territory). Since 2002 it has worked under the name Regional Credit. The Modulbank project was launched in 2014; former top managers of Sberbank participated in its creation. It turned out to be successful, and the bank focused entirely on it, abandoning work with private clients.

The main stake in the bank belongs to businessman Artem Avetisyan. Modulbank's branch network consists of a head office in Kostroma and two branches in Moscow and Novosibirsk. In a number of regions, the bank operates through remote channels and field specialists. The bank operates on the basis of license No. dated March 16, 2016.

Modulbank offers all the basic services required by small and medium-sized businesses. Clients-entrepreneurs have access to cash settlement services, loans, corporate cards, acquiring, currency control and other necessary services. It also continues to hold deposits made during the Regional Credit period on demand terms.

Modulbank services for business

Modulbank is actively developing its services for small banks. In it you can connect acquiring, fill out a salary project, buy an online cash register or go through currency control. You will learn more about the popular services of Modulbank below.

Salary project

Modulbank does not issue its own salary cards. Instead, it allows you to transfer salaries and dividends to cards of any banks under the same conditions. You can connect a salary project using the Optimal and Unlimited tariffs. A payment order fee is charged for each transfer. Payroll project maintenance is free.

Salaries are paid through online banking. Here you can specify information about employee cards, generate and send a salary slip. All necessary data can be downloaded from 1C. The bank will automatically calculate and deduct personal income tax during the payment process. Money is transferred to employees’ accounts within 24 hours after sending the statement.

Acquiring in Modulbank

In Modulbank you can connect trade and Internet acquiring. The service will allow you to accept cards from all major payment systems in your store or website. You can connect acquiring at any tariff.

You can purchase any number of acquiring terminals as your property or rent them. You can pay the cost of the equipment in one lump sum or in interest-free installments for 6 months. The cost of equipment, depending on the model, is from 16,000 rubles.

Internet acquiring is also connected free of charge. The payment module is compatible with all popular CMS - 1C-Bitrix, WordPress, Drupal, VirtueMart and others. It is easy to connect to online cash desks of Modulbank and Atol. Prepayment and refund options are available.

In addition to acquiring, you can connect the “Retail” option. It reduces transaction fees by 0.3% for merchants and sets a rate of 2.2% for online acquiring. The cost of the option is 1,490 rubles per month (Optimal tariff) or free of charge (Unlimited tariff). Delivery, installation and configuration of terminals are free.

Acquiring tariffs:

Online cash registers

Modulbank was one of the first Russian banks to offer online cash desks to its clients. His Modulkassa is positioned as a universal device designed for retail trade, the service sector and online stores with below-average turnover.

The cash register is a terminal based on a touch tablet running the Android operating system with a built-in receipt printer. The device can be used both at a stationary and mobile point. It can be equipped with either a built-in or external acquiring module and a barcode scanner. Modulkassa supports work with 1C, it can be connected to EGAIS for selling alcohol.

The cash register can be purchased separately or together with a fiscal drive. The bank delivers it free of charge in major cities of Russia. You can pay the cost of the device in a lump sum or for setup. Cash register software and connection to the fiscal data operator are paid separately.

Cost of cash register equipment in Modulbank:

Cash desk without FN - 11,990 rubles
Cash desk with FN for 13 or 15 months -
Cash desk with FN for 36 months - 22,800 rubles
Cash desk with acquiring without FN - 24,900 rubles
Cash desk with acquiring and FN for 13 or 15 months - 31,800 rubles
Cash desk with acquiring and FN for 36 months - 35,800 rubles
Cash register software - from 490 rubles per month

You will learn more about Modulbank online cash desks.

Services for foreign exchange transactions

Modulbank offers various solutions for those who work with foreign companies. Here you can open a foreign account, transfer currency and undergo exchange control. Foreign exchange transactions are available at any cash settlement tariffs. The bank works not only with US dollars and euros, but also with yuan - it is suitable for those who enter into transactions with Chinese companies.

The bank undertakes all operations related to currency control - it will prepare all the necessary documents and notify you about the deadlines. You only need to send a scanned copy of the contract to the bank, pay the commission and sign the finished documents. For those who work with international companies - Booking.com, Uber, Google Play and others - ready-made solutions are provided.

Tariffs for services for foreign trade activities:

Internet accounting

Modulbank offers its own accounting outsourcing service, which any of its clients can use. The bank will take care of preparing and sending reports - you will only need to supervise the work of the accountant.

An accountant will not only help you keep records, but also analyze your business. He will tell you how to avoid possible fines and blocks, and warn you about important payments. You can work with accounting through your personal account or mobile application. For companies with large turnover, separate solutions are provided.

Tariffs for online accounting:

Rate	What does it include	Price
For individual entrepreneurs on the simplified tax system 6%	Reporting Paying taxes Not available if there are employees, acquiring, accounts in other banks and currency transactions	For free
For individual entrepreneurs on the simplified tax system Income, UTII and PSN	Reporting Paying taxes Personnel accounting	From 1,000 rubles per month
For individual entrepreneurs on the simplified tax system Income minus expenses and LLC	Reporting Complete tax and accounting Paying taxes Personnel accounting Working with accounts in other banks Working with 1C	From 8,000 rubles per month

Modulbank mobile application

The mobile application is connected together with online banking. It allows you to manage your account anytime, anywhere. The application is available for the latest versions of iOS and Android devices.